FINANCIAL INSTITUTIONS & THE FAIR CREDIT REPORTING ACT

Introduction	7197
I. The financial institution as a user of consumer reports	7198
II. The financial institution as a consumer reporting agency	7200
III. Responsibilities of a financial institution to consumers when it is a consumer reporting agency	7202
IV. Disputes about material in a consumer reporting agency's file	7203
V. The financial institution as a purchaser of dealer paper	7204
VI. Investigative consumer reports	7205
VII. Responsibilities of a financial institution when it furnishes or uses consumer reports for employment purposes	7205
VIII. Penalties, liabilities and the Act's effect on State law	7206